STEP TWO: MORTGAGE QUALIFICATION
Once you have decided what kind of home you are looking for, you need to sort out the financing. For most people, this means getting pre-approved with a mortgage company which can be done over the phone or even online in a matter of minutes. It is very important as well because you can then get your interest rate frozen for 90 days. You are protected against any interest rate increases and will still get the better rate if rates go down. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. The pre-approval process won’t cost you anything; these masters of finance get paid by the financial institution who is lucky enough to get your business and your broker also ensures you receive the best interest rate and terms because he works for you. Try our Mortgage Calculator.
STEP THREE: TIME TO SHOP TILL YOU DROP
This is when it gets fun. Give us a call and allow us to show you homes that fit your needs. Remember that we are here to make this process an enjoyable one for you. It doesn’t matter to us if it is your first or fifth home, if it is a $100K starter or a $400K new home. It is important to us that we find you the right home, whether that happens our first day out, or whether it takes several weeks to find that perfect fit. Sign up for our email notification service to receive an email each time a property matching your criteria is added to MLS.
